Danbury Car Accident Lawyer

Injured in a Danbury car accident?

The Danbury area is growing, and the number of vehicles on the road increasing. Cars, trucks and motorcycles are all in abundance at almost all hours of the day and night. The dangers to drivers are increased by those who choose to drink and drive, use cell phones, text message while driving or countless other negligent acts. When an accident occurs, innocent victims suffer the consequences of the negligent driving conduct of others, and a civil lawsuit or claim can assist in recovering damages for the injured.

A Danbury car accident lawyer from Jowdy & Jowdy can assist the injured client or their families in pursuing fair and full compensation in car accident injury cases.

Is Connecticut a No Fault Accident State?

Connecticut is is not a no-fault state. Connecticut is an at-fault (or “tort”) state. That means the driver who causes an accident uses their insurance to pay for the other driver's bills from the collision. Police and insurance companies use the available evidence to decide who is at fault for the accident.

What Coverage is Mandatory to Drive a Vehicle in Connecticut?

In Connecticut, the mandatory minimum insurance coverage are the following:

• Bodily Injury Liability: $25,000/person and $50,000/accident
• Property Damage Liability: $25,000/accident
• Uninsured/Underinsured Motorist: $25,000/person and $50,000/accident

How Long do You Have to Report an Accident in CT?

In Connecticut, you have five days to report a car accident that caused damage exceeding $1,000 within five days of the accident. Police officers will file a report for you right after the accident. It’s important to have the police create a Connecticut motor vehicle accident report. That’s because the officers involved will put the specific details of the accident into the report, which can help determine who truly was at fault for the accident. If a driver is found more than 50 percent at fault, they will see a surcharge on their insurance. If you are at fault, your insurance coverage will pay for the repairs and medical bills of the other driver involved in the accident. After an accident, make sure you exchange the following information with the other driver:

• Phone Number
• Insurance Information
• Plate Number/Registration
• Driver’s License Number

What is the Statute of Limitations on Personal Injury Claims?

In Connecticut, the statute of limitations for filing a car accident lawsuit is two years. This means that those who have been injured in a car crash caused by another's negligence have two years from the date of the incident to file a personal injury lawsuit. However, before you can file a car accident lawsuit, you likely will need to file a claim with the at-fault party’s insurance company. In most cases, the insurer will have its own deadlines that you must meet for filing a claim. For this reason, you should file a claim as soon as possible.